If you’re looking for an ideal place to retire, two things may be on your list.  How about the cost of living? And, how can you determine whether there are enough doctors in a city?  Well, NerdWallet, which typically offers financial advice, has investigated both criteria for the 50 most populous U.S. cities. Here’s the advice they have for would-be retirees.
What Can Baby Boomers Find in Florida?
Florida, long known as a retirement mecca, was listed, but not in first place.  The Miami-Fort Lauderdale-Pompano Beach area was ranked as number five out of the top 10 most populous cities with the lowest cost of living and best supply of doctors.  NerdWallet awarded that area an overall score of 71.8.
What Metros Were Rated Higher than Florida Cities?
Pittsburgh, Pennsylvania, took the number one slot with a ranking of 79.9 that took into account affordability and health care.  More than one-fourth of the present population is already over age 49, and NerdWallet reported health care providers were very accessible.  Continuing education classes were also cited as appealing to baby boomers, but you may want to explore the rest of the list before you call the moving company.
Ohio came in at second place for the Cleveland-Elyria-Mentor area with a score of 78.2.  That was closely followed by Buffalo-Niagara Falls of New York at 76.8.
More in line with the Lauderdale-Pompano Beach area, the Maryland Baltimore-Towson area was ranked at 72.2 and Louisville-Jefferson County of Kentucky got an overall score of 69.9.  Seattle-Tacoma-Bellevue of Washington almost tied at 69.4.  Having seen the vacation potential of Kentucky and Washington, I have so say that I would have reversed that rating.  The north-western Pacific coast is a favorite place of mine.
The last three destinations were close, too.  St. Louis, Missouri, was ranked at 69.  Milwaukee-Waukesha-West Allis or Wisconsin got 68.7, and the Philadelphia-Camden-Wilmington area of Pennsylvania was barely behind at 68.4.
Relocating for Retirement Takes Some Homework
Cost of living and access to doctors are major issues for baby boomers, but crime rates, open space and environmental hazards have got to be considered when you’re planning on staying in one city for several years.  I’d advise a little more homework into issues like those when you’re looking for your ideal retirement city.


Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.