That’s the big question this fall with open enrollment fast approaching for Medicare Advantage Plans. This year, it starts and ends earlier than last year, so you need to make that decision soon.
You can join, drop or switch Medicare Advantage Plans between October 15 and December 7 and your coverage is supposed to begin by January 1, 2012.  You’ll have a chance to change your mind between January 1 and February 14. That’s when you can go back to traditional Medicare if an Advantage Plan isn’t working out for you.
If you need a “crash course” to help you make that decision, join us for a free, live teleseminar (over the telephone) at the beginning of the each month. You’ll have a chance to ask individual questions or just learn from the questions others are asking.  With 10 kinds of Medigap Insurance and even more Medicare Advantage Plans, it really pays to get all the information available before you sink your hard-earned cash into a plan.
Medigap Advisors can also help by researching the coverage options that are available where you live.  All states have some form of Medigap Insurance, but the availability of Medicare Advantage Plans varies regionally.'

Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.