The expense of outpatient mental health services can be high, and Medicare doesn’t cover all of the cost of these services. It will pay 80 percent for the initial visit to a mental health provider, but only half of the Medicare-approved amount after that.
Here’s what Medicare will cover: family therapy that focuses on the Medicare beneficiary, occupational therapy as part of mental health treatment, visits to a professional counselor or psychologist, and substance abuse treatment. Medicare will also cover art, dance, and music therapy that helps prevent a Medicare beneficiary from being admitted to a hospital. It will also cover prescription medication that cannot be self-administered. Be sure to check that whoever provides these services accepts Medicare payments, though.
Medicare Supplement Insurance, also known as Medigap, could cover that missing 50 percent after the initial visit. To learn how Medicare Supplement Insurance or Medigap can help you, call our friendly experts at MediGap Advisors at 866-323-1441, or visit us on the Internet at
We have an easy Medigap “How To” Guide for you, as well as no-cost consultations with your own Personal Advisor. To schedule a time that is convenient for you, call us at 866-323-1441. We have evening and weekend telephone appointment times available, too.'

Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.