Yes, you read it correctly. Most people don’t have to wait until fall to enroll in one because Medicare Supplement plans, also known as Medigap policies, are available 12 months of the year.
Medigap plans are standardized, too, so one company cannot offer a Medigap Plan F, for instance, with different coverage than any other insurer. Unfortunately, Medigap plan premiums are not standardized, so you can find the different premiums for the same coverage.
Since the benefits are the same, you just need to focus on the price and the company’s reputation when searching for a Medicare Supplement insurance plan. Comparison shopping is the key to saving money on health care before and after you retire. Our instant quotes make it a snap to see who has the best rates.
Here on our website, you can stay up-to-date on Medicare, Medigap and Medicare Advantage plans and learn how you can get the most from your coverage. As specialists, we provide complimentary professional opinions on what current Medigap plans and Medicare Advantage plans can do for you. We’re independent, too. That means we offer you a wide selection of Medicare plans from different insurance companies.

Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage.