Wiley, Pancake and GizmoFor many reasons, I believe having pets is one of the best things a person can do. Studies have shown that pets can relieve stress, alleviate loneliness and boredom, and even help manage health issues like high blood pressure.
People who struggle with depression can often help their symptoms by cuddling with a furry friend, and pets can often give struggling individuals a reason to get up in the morning.
My family and I have two cats and two dogs. The dogs, Pancake and Gizmo, usually go to work with my wife Christie each day. The cats stay home, with Sid typically keeping me company whenever I’m here in my home office. She likes to go from her window perch to my lap and back several times a day.
Besides the health benefits (as well as the services that therapy and guide animals can provide), our pets really bring a lot of joy and love into the house. It is no wonder that so many of us consider our pets to be like family. Christie is a veterinarian, so she would not have a business if people did not love their pets like they do their children!
Health Insurance for Pets Is Important, Too!
With the topic of health insurance making headlines all over the country, the focus for millions of Americans is how they can purchase the coverage they need in order to maintain their good health and receive quality care at an affordable price. While of course this is an important subject for everyone, I wanted to remind you not to forget the health of the four-legged members of your family!
Just like there are quality health plans for you and your family, there are also different pet insurance policies than can help you keep your pets in optimal health. There are policies available for puppies and kittens that can help you cover the costs associated with the expenses incurred in the first year of life, like vaccinations, flea treatments and wellness visits. There is also coverage for accidents and illnesses, which are almost inevitable when you have a boisterous young pet!
For older animals, you can also purchase accident and illness coverage that can help defray costs associated with ailments more common to them. There is coverage for cancer, broken bones, and myriad other problems your pet may experience. Of course, you don’t want to wait until they are ill before taking them to a vet—and pet insurance can help with checkups as well!
Here at MediGap Advisors, we are happy to be affiliated with Embrace Pet Insurance. This is an insurance company that specializes in making sure your pet is covered from birth. With different coverage options to choose from, you can be assured that your lovable little friend can have the same good health you enjoy.
Why Is Pet Insurance Important?
As I mentioned earlier, my wife Christie is a veterinarian. She performs regular maintenance care for many breeds of animals, and also deals with pet emergencies as they arise. One dog being hit by a car can cost the owner up into the thousands of dollars, depending on the extent of the accident. Not only does my wife take care of the animals, but she also deals with pet parents who are not prepared for accidents or unexpected illnesses.
Pet insurance is a minor cost when you compare it to the protection it offers. It is terrible to hear about families who have to make the difficult decision to put a family pet down because the cost of an illness or accident is more than they can afford.
Discounts and Benefits
Embrace also offers many different discounts, such as a spay/neuter discount or a multiple pet discount. You can also pay your annual premium in full and receive a 5 percent reduction in cost.
There are also significant benefits associated with an Embrace Pet Insurance policy. You can choose the amount of coverage you desire, in amounts from $5,000 to $50,000. Deductible amounts are also flexible, allowing you to personalize a plan based on the coverage you need—and your budget!
Premium Price
The amount of premium you pay depends on the type of coverage you desire as well as any discounts you may qualify for. To find out more about the various plans available for your pet, please visit the Embrace Pet Insurance website. You’ll be able to compare coverage and even receive an instant quote.
I know the health of your pet is almost as important as the health of your two-legged family members. Consider a pet insurance policy so your entire family can experience good health and the peace of mind health insurance coverage brings! Let me know if you have any questions.
Do you have an experience about issues you’ve had with your pet’s health? How do you feel about pet insurance as an option? Comment to share your story with us!

Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage.