You may be surprised to learn that your friend or your relative got a much lower premium estimate than you did for the exact same Medigap (Medicare Supplement Insurance) coverage.  This is not uncommon because many factors come into play, but you can take steps to get the best Medicare Supplement price.
One of the primary factors that may affect your Medigap Insurance Plan rate is your health, but there’s a way around that.  During open enrollment, you don’t need to answer any questions about your health.  Whether you need frequent doctor care or you’re in perfect health, you’ll get the same standard rate as long as you apply during open enrollment.
While it makes sense that poor health can drive up your premium rates (if you apply outside of open enrollment), you may not expect insurance companies to arbitrarily charge different rates for identical coverage.  But, they do!   Unless you compare prices from several insurers, you won’t know that one company is charging a lot more than another for the exact same Medigap Plan.
While there may be some things you cannot do anything about, you can make it a point to compare Medicare Supplemental Plans to effectively reduce your Medigap premiums.  We’ve made it quick and easy to compare your choices with instant quotes on our site, but we’ll also assign one of our Medicare Supplement experts to help you match your needs to the available plans.  Because our Personal Advisors are not linked to the insurance company selling the policy, we can be objective and give you an independent opinion.'

Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.