That may sound like overkill, but not everyone’s situation is the same. Some people never venture out of the country, while others have been planning a European tour for years. With ten different Medicare Supplement plans, you can take or leave coverage in foreign countries.
Medicare has $0 coverage if you’re hurt when traveling in New Zealand, but six of the Medigap Insurance plans pay for 80 percent of emergency medical care during the first 60 days of a trip abroad after you meet a $250 deductible.
Medigap plans also offer you a choice of 50 percent, 75 percent or 100 percent coverage for several other benefits. That’s true for coverage of Medicare’s Part B co-insurance and co-pay charges and Medicare’s Part A deductible.
You can also tailor your Medigap coverage with different percentages of coverage for the first three pints of blood transfusions, Medicare’s Part A hospice care co-insurance and co-pay charges and co-insurance charges on skilled nursing facility care. It’s easy to see the differences between the Medigap plans on our website and our expert advisors discuss Medigap policies during a free teleseminar on the first Tuesday of the month. You can sign up right here on our website, too.

Wiley Long is founder and president of Medigap Advisors, and is passionate about helping people navigate the confusing waters of Medicare. He is the author of The Medicare Playbook: Designing Your Successful Health Coverage Strategy, a clear and simple explanation so you can make the most of your Medicare coverage.