In recent months, the discussion about “saving” Medicare has centered on reforming Medicare Supplement Insurance. Among a wide variety of proposals, the idea of eliminating first-dollar coverage in Medigap Plans has been put forth.
One February 2012 proposal by the Obama administration is to raise $2.5 billion over the next 10 years with a surcharge on Medigap Insurance. This would not affect those already on Medicare or those very close to getting benefits.  It would only affect those more than a few years away from turning 65. Most analysts say that the surcharge would amount to approximately 15 percent on top of the premiums of the plans.
People proposing this surcharge think that Medicare beneficiaries who have virtually no co-pays, deductibles, or other out-of-pocket costs simply use Medicare more often than needed.  They run up the bill without getting appreciable improvement in their health.  To preserve Medicare (make it affordable over the long run), we need to get more “bang for the buck.”  Better health care outcomes at lower cost is the state goal.
This proposal is set to go into the budget proposal in 2013, and if it’s passed, it would take effect in 2017. Keep abreast with the changes in Medicare and Medigap here on our site.  We make sure to provide you the latest information not only on Medicare and Medigap Plans, but also on other health insurance issues. If you have questions, you can talk to our independent experts for free.  With us, you don’t have to worry about sales pressures – you’ll get just pure and genuine help to find the best health care coverage that meets your needs.'

Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.