Highmark Blue Cross Blue Shield West Virginia Review

Blue Cross Blue Shield has a long track record of providing quality Medicare Supplement and Medicare Advantage plans across the United States. In West Virginia, the company issues its Medicare-related plans under the trade name “The Highmark, Inc. Group.”

Highmark is currently the 4th largest overall Blue Cross Blue Shield affiliated organization in the nation, insuring more than 6 million people in Pennsylvania, Delaware, New York, and West Virginia.

Highmark West Virginia Medicare Reviews

Highmark’s Medicare offerings enjoy solid ratings both for customer satisfaction and financial strength and stability. J.D. Power’s 2021 Medicare Advantage Study recently awarded Highmark a strong 834 points out of 1000 for customer satisfaction based on coverage, benefits, cost, provider choice, information and communication, and customer service. That score ranked 2nd out of the top 10 Medicare Advantage providers in its market.

Furthermore, A.M. Best recently upgraded Highmark’s rating for financial strength from “A” to “A+,” indicating a “superior” ability to meet likely claims and other financial obligations. 

Medicare Supplement (Medigap) Plans in West Virginia

Highmark’s West Virginia Medigap plans provide additional protection for West Virginia residents against high medical costs not covered under Medicare. To enroll, you must also enroll in Medicare Parts A and B.

Unlike other types of health insurance, Medigap plan coverage has been standardized to make it easy to compare coverage versus cost. Medigap plan benefits are identified by plan letters. For example, Medigap Plan A has the least amount of coverage, while Medigap Plan F offers the most comprehensive benefits.

Medigap plans are accepted by providers who accept Medicare coverage, and Medigap automatically picks up the charges Medicare doesn’t cover, depending on which Medigap plan you choose.

Highmark offers a wide range of standardized Medicare supplement options to West Virginia customers. Plan G, a popular Medicare Supplement plan which covers everything under Medicare Part A and B except for the annual $233 Part B deductible, costs between $132.94 and $278.08 in 2025.

Highmark’s BCBS WV Medicare Whole Health Balance 

One kicker that sets Highmark’s West Virginia Medicare supplement offerings apart: Any member has the option of adding an additional suite of benefits – Whole Health Balance – to their plan. These optional additional benefits include hearing and dental coverage, as well as the Silver Sneakers senior fitness benefit, for an additional monthly premium of $34.50.

In addition to its Medigap policies, Highmark also offers West Virginia residents several Medicare Advantage plans, as well as two prescription drug plans. Medicare Advantage plan availability varies by county. However, Highmark’s Medigap plans are available to West Virginia residents statewide.

How to Enroll in a West Virginia Highmark Medicare Supplement Plan

Just give us a call at 1-800-913-3416 (toll free) or click here to request a confidential telephone consultation. We’ll do the research, help you narrow down your choices to the most promising plans, and see which ones best match your individual needs. Of course, there’s no charge for our professional opinion and our consultations are confidential.