Medicare Supplement and Medigap Coverage Plans
Getting the Right Medicare Coverage Shouldn’t Be That Difficult
Unfortunately, the government and corporate bureaucrats that designed Medicare, Medicare supplement, MAPD, MSA, and other Medicare Advantage programs don’t seem to have the same goal!
As a result, people make critical mistakes when it comes to Medicare. They sign up for plans that don’t include their doctor, they sign up for plans that cost too much or leave them financially exposed, and they sign up for plans they don’t really understand.
That’s why I wrote The Medicare Playbook, the only book on Medicare that really makes things simple and easy to understand. And it is also why I started MediGap Advisors.
Nobody should have to experience all this confusion, simply because they qualify for Medicare. Call us at 800-913-3416, and you will be assigned a Personal Benefits Manager who can answer your questions and help you out, now or at any time in the future.
Your experience will be easy, and hassle-free.
Schedule a free consult
Uncover your needs
Medicare Supplement Coverage from Dozens of Insurance Companies, Giving You Options
Thanks to Mike Montes, the process most definitely was pleasant and easy.
We get it. Our goal is to make the Medicare process quick and easy. That’s why we have personal benefits managers on hand to make sure you get the right fit for you.
Medicare Frequently Asked Questions (F.A.Q.)
What exactly does Medicare cover?
Medicare Part B is Medical Insurance, and it covers outpatient care at doctor’s offices and other health care providers. Medicare Part B also covers some preventive and home health care services, as well as durable medical equipment.
What is not covered by Medicare?
- Hearing aids and hearing tests
- Eye exams and prescription glasses
- Most dental services, with rare exceptions
- Long-term care or custodial care
- Cosmetic surgery
- Emergency care while abroad
- Prescription drugs
If you need medical services that are not covered by Part A or Part B, you will be forced to pay for them out-of-pocket. However, Medicare Advantage and Medicare Supplement plans include added coverage for many or all of the services listed above.
Does Medicare Part B cover 100 percent?
How much does Medicare cost?
In addition, Medicare Part A only pays for the first 60 days of hospital care. After day 60, you will have to pay a per-day coinsurance of $371. After day 90, this coinsurance goes up to $742, for a maximum of 60 additional days.
The standard Medicare Part B premium is $148.50 per month, although this could vary depending on your income. The Part B deductible is $203, unless you’re enrolled in a Medicare Advantage or Medigap Plan that covers it.
Do I really need supplemental insurance with Medicare?
Medicare Advantage Plans and Medicare Supplement Plans (Medigap) are a low-cost, convenient way to stay fully protected.
Should I get a Medicare supplement plan, or a Medicare Advantage plan?
Choosing between Medigap vs. Medicare Advantage can be difficult without a little help. Your Personal Benefits Manager can work with you to find the plan that best matches both your health needs and financial goals.