Aetna Medicare Supplement Plans 2026
Aetna Medigap plans plans include Aetna Medicare Advantage plans, Aetna Medicare supplement plans, and Part D prescription drug plans. Aetna is one of the most diversified health care benefit companies in the country. Their Medicare products serve millions of recipients across the United States.
— Aetna Medigap Plans
Options on Aetna Medicare Supplement Plans
Medicare leaves gaps in coverage that can lead to unexpected costs. Aetna MediGap plans pick up where Medicare leaves off, covering the gaps that standard Medicare does not. Aetna offers a variety of plans, which are labeled by the letters A, B, C, D, F, G, K, L, M, and N.
| Benefit | A | B | C | D | E | F | G | K | L | M | N |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Part A coinsurance & hospital costs (up to 1 extra year) | |||||||||||
| Part B coinsurance or copayment | |||||||||||
| First 3 pints of blood | |||||||||||
| Part A hospice care coinsurance or copayment | |||||||||||
| Skilled nursing facility care coinsurance | |||||||||||
| Part A deductible | |||||||||||
| Part B deductible |
— Supplemental Products
Additional Products to Aetna Medicare Plans
In addition to the lettered Aetna MediGap plans, Aetna offers supplemental insurance products in their Protection Series. It consists of plans for Cancer and Heart Attack, Stroke, Recovery Care, and Home Care Plus indemnity.
They also have a Final Expense plan that can help cover costs like caskets, transportation, funeral service, last debts, and more. This plan lets the policy holder choose exactly who receives the benefits.
— Testimonials
We’ve helped people find health insurance or a health sharing plan.
Each customer gets the same amazing service.
“Having MediGap Advisors to help me work through my Medicare coverage options over the next year gives me great peace of mind.
I especially would like to thank Misty for her help the last several years. Her dedication and expertise deserve the highest praise.”
Robert N. (CO)
“Mike takes the time to address every concern with care and attention to detail. His reliability and expertise are why we continue to rely on him for all our Medicare needs.”
Janice B. (VA)
Ready to Sign Up for an Aetna Supplement Plan?
Get an instant Aetna supplement quote that will help you compare the plans of a number of companies.
You can request an application right away for the plan you choose. Would you like us to help you make a decision on which plan to choose? Call MediGap Advisors at 1-800-913-3416 to set up a free consultation with one of our our Personal Benefits Managers.
You are under no obligation at any point in the process. Our representatives are here to inform and advise, not to pressure you into a decision.
— Common Questions
Aetna Frequently Asked Questions (FAQs)
Who is eligible for Medicare supplement insurance?
You may be eligible for Medicare supplement insurance if:
- You are age 65 or older
- You have a qualifying disability and have been receiving Social Security Disability Insurance (SSDI) for more than 24 months
- You have been diagnosed with end-stage renal disease (permanent kidney failure requiring a kidney transplant or dialysis).
Which Medicare Supplement plans does Aetna offer?
Currently, Aetna sells plans A, B, F, G, a high-deductible Plan G, and N.
Plan F is not available to new enrollees.
Aetna does not offer plans C, D, K, L, or M through its Medicare Supplement range. For help finding one of these plans, contact MediGap Advisors for a recommendation.
Does Aetna Medicare supplement insurance cover skilled nursing care?
Aetna offers Plans D, G, and N to new enrollees seeking skilled nursing and rehab coverage. All three help pay for skilled nursing and rehab care for up to 90 days after a qualifying hospital stay. Aetna also offers Plans C and F, which cover the same type of care. Plans C and F are closed to anyone new to Medicare.
Neither Medicare nor Medicare supplement insurance covers long-term custodial care for chronic conditions. To pay for that, you may want to consider long-term care insurance, or a hybrid life and long-term care insurance policy.
Does Aetna have a high-deductible Medicare supplement plan available?
Yes. Aetna offers a high-deductible version of Medicare Supplement Plan G. Plan G is a comprehensive Medicare Supplement plan. It covers all out-of-pocket costs for Medicare-qualified services except for the Part B deductible.
Aetna Medicare Supplement Plan G is the most comprehensive supplement plan available to new enrollees. It also has the highest premiums. But you can pay a much lower premium with the high-deductible Plan G.
High-deductible Plan G has one key rule. Once you meet the annual deductible, it pays all your out-of-pocket costs for Medicare-approved services.
Have more questions?
If you have more questions about how Aetna MediGap plans work, please call us toll-free at 800-913-3416. An MGA Personal Benefits Manager will be standing by to help you with whatever you need.
Reviewed by Lou Spatafore
Fact checked by Wiley Long
Aetna Medicare Supplement Reviews
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Affordable and Reliable
The premiums are reasonable compared to what I was paying before. I feel confident knowing I’m covered for unexpected events. I recommend Aetna for anyone looking for value and stability.
Smooth Enrollment
I was pleasantly surprised by how easy it was to get started with Aetna. The website was clear, and customer service walked me through my options. It gave me peace of mind right away.
Good Wellness Benefits
Aetna offers nice perks like wellness discounts and preventive care. I like knowing they care about keeping me healthy, not just covering me when I’m sick. That makes a difference.
Clear Explanations
They take the time to explain how coverage works. I didn’t feel confused about deductibles and copays. That clarity helped me feel confident in my choice.
Helpful Customer Service
The phone reps were patient and answered all my questions. They didn’t rush me or push me into something I didn’t need. It felt like they truly cared.
Best decision I made
Aetna Medicare Supplement takes care of everything. I’m so happy with the coverage, and I’ve never had a single claim denied.
Great for my health needs
I’ve had no issues with Aetna’s Medicare Supplement. It covers my visits, tests, and medications with ease. I feel secure in my healthcare choice.
Easy claims
I’ve been happy with Aetna’s coverage. Most things are handled without hassle, though I’ve had a few delays in processing claims.
Too expensive for the benefits
The premiums are high, and I don’t feel like I’m getting much value in return. Aetna’s Medicare Supplement leaves much to be desired.
Highly recommend Aetna!
Aetna’s Medicare Supplement has been worth every penny. No surprises, just excellent coverage and straightforward service.
Fantastic coverage and support!
Aetna’s Medicare Supplement has been a great experience. Every bill has been covered, and their customer service is always friendly and quick to help.
Comprehensive coverage and stability
Considering the comprehensive coverage and stability of premiums, I find Aetna’s Medicare Supplement Plans to offer excellent value for money. The peace of mind knowing that my healthcare needs are covered is genuinely priceless.
Value for money
Considering the comprehensive coverage and stability of premiums, I find Aetna’s Medicare Supplement Plans to offer excellent value for money. The peace of mind knowing that my healthcare needs are covered is truly priceless.
Easy to Navigate
Navigating Aetna’s Medicare Supplement Plans was surprisingly easy. The enrollment process was straightforward, and their online tools make managing my policy a breeze.
Affordable Excellence in Health Protection
Aetna has struck the perfect balance between affordability and excellent healthcare coverage. The plans offer incredible value for the cost, making it accessible for retirees like us. We appreciate that Aetna understands the financial concerns that come with aging and has tailored plans that provide top-notch coverage without breaking the bank.
I give it five stars
I never have a problem finding a doctor who takes Aetna Medigap. I’ve had plans where I could only choose from one or two doctors in town and they were never that good always overworked and understaffed with long wait times but now i can pick the best doctors, not just the ones the insurance company picks. I get much better care now. Definitely recommend Aetna medigap thank you
Great customer service
My husband had a lot of health issues and a lot of medical bills before he died. It wasn’t easy, but Aetna took great care of us. They have a customer service number that’s available 24 hours a day, and that’s a big help when that’s the only time you have to go over bills and call with questions. All the customer service people were very helpful and understanding so thank you Aetna.
Go with Medigap, not Medicare Advantage
We had an Aetna Medicare Advantage plan until a few years ago. But after they denied a claim, my broker suggested we switch to Medigap. Which is apparently a different system. My agent at Medigap Adivors told me that with Medicare Advantage, it’s the insurance company that decides whether to pay the claim. But with Medigap, it’s Medicare that decides, and Medigap insurance company has no choice but to pay their share – your deductible or Part B coinsurance, or whatever.
made the switch to an Aetna Medigap plan and have had no problems since then.
Not the cheapest. But maybe the best
Aetna’s not the cheapest option around. Other companies offer more discounts and perks. But My husband and I have both had major surgeries since joining their Medigap plan and we didn’t get any hassles. They even paid the bill we got from the physician that we had to submit later, no problem.
We’re planning on keeping Aetna.
Aetna came through for me!
I bought an Aetna cancer policy from my employer about five years ago. Two years ago I got diagnosed with Hodgkin’s Lymphoma. The policy paid out – and the cash was invaluable because I had money to pay for all the little things that health insurance doesn’t cover, like travel costs, hotel bills, and missed work.
But I was nervous when I retired and I had to sign up for Medicare last year, because they already knew I had cancer and wasn’t cancer-free yet. I thought they would turn me down.
It didn’t matter. As long as I enrolled during my initial open enrollment period, I couldn’t be turned down, I found out. So they enrolled me.
I had to have a hip replacement earlier this year. My Plan G covered everything except my $233 coinsurance on my doctors bill part B.
Aetna - not glad I met ya.
My husband got pre-approved for surgery. Or so we thought. But then once the hospital submittet the bill they started to nitpick and 2nd guess us. After a few stressful rounds back and forth between us, the doctor, and Aetna, they decided it “wasn’t medically necessary” and denied it.
We’re appealing. But we already had a pre-authorization. We shouldn’t have to go through this. Can’t wait for open enrollment.
No more narrow networks for me
I switched out of a Medicare Advantage HMO to Aetna’s Medigap program last year and I’m glad i did! The Medicare Advantage plan had me trapped in a narrow network. I wasn’t happy with the hospital, and I couldn’t choose my own doctor.
My new Aetna Medigap plan lets me see the doctor I want – no matter where he is on the map!