Mutual of Omaha Medicare Supplement Plans 2023


Mutual of Omaha Medicare Supplement Plans from a Company with 100+ Years of Experience

For over 100 years, Mutual of Omaha has been offering Medicare solutions to customers across the country. Today, they are one of the most popular providers of Medicare supplement insurance (Medigap), offering a range of plans designed to make it easier to pay for Medicare-related expenses.

In addition to Medigap options, Mutual of Omaha offers its members exclusive programs, services, and discounts that greatly increase the value of their plans. This includes membership in the Mutually Well Program, a multi-faceted health initiative that makes it easier and more affordable to stay healthy.

More about Mutual of Omaha Medicare Supplements

Founded in 1909, Mutual of Omaha insurance company is a full-service, multi-line provider of insurance and financial services products for individuals, businesses and groups throughout the United States. Mutual of Omaha has earned an A (Superior) rating from A.M. Best Company for overall financial strength and ability to meet ongoing obligations to policyholders.

Subsidiaries include United of Omaha Life Insurance Company, Omaha Insurance Company and United World Life Insurance Company. Their commitment to customer service is the cornerstone of the organization’s vision and values.

Plan Overview: Medicare Supplement Plans with Mutual of Omaha

Medigap plans make it easier to pay for healthcare, covering many of the out-of-pocket costs that Part A and Part B may leave you with. Medicare supplement plans also make it easier to travel the country (or even the world) without having to worry about raking up huge out-of-network fees.

Mutual of Omaha stands apart from other Medigap providers in the following ways:

Mutual of Omaha Medicare Supplement program

The Mutually Well Program

Designed to improve the overall health of its members, the Mutually Well program provides 30% discounts on certain healthy living products and services, as well as a low-cost fitness program and free nutrition planning services.

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Diverse plan options

In addition to the most popular Medigap plan types (F, G, & N) Mutual of Omaha also offers high deductible options, Part D prescription plans, and affordable dental insurance.

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Third party care discounts

Mutual of Omaha members can save big with both Amplifon Hearing and EyeMed Vision, two third-party care services that make hearing airs, eye exams, and prescription eyeglasses much more affordable.

Ready to Sign Up for a Mutual of Omaha Medicare Supplement Plan?

Click here to get an instant Mutual of Omaha Medicare supplement quote that will help you compare the plans of a number of companies, including those from the Mutual of Omaha family of companies.

You’ll be able to request an application immediately for the policy you select, or feel free to call MediGap Advisors
at 1-800-913-3416 with your questions and we’ll arrange for a complimentary consultation with one of our Personal Benefits Managers. There’s never any obligation on your part – and never any sales pressure applied by our representatives.

MediGap Advisors is an independent Mutual of Omaha supplement producer.

Mutual of Omaha Medicare Supplement FAQs

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What Medicare supplement plans are available at Mutual of Omaha?

Mutual of Omaha sells Plan A – the most basic of the standard Medigap plans – as well as Plans F and G, including a high-deductible Plan G, which provides very comprehensive benefits like Plan G, but at a reduced premium thanks to the higher deductible of $2,490.

Mutual of Omaha also sells Plan N, which is similar to Plan G but does not cover “excess medical charges.” That is, charges over and above the standard Medicare reimbursement rate. If your state doesn’t allow doctors to charge more than the standard Medicare reimbursement rate, Plan N may be a more economical alternative than Plan G.

Plan F is not available to new enrollees. 

The standardized plans are different in Massachusetts, Minnesota, and Wisconsin than they are in the rest of the country. Mutual of Omaha does not sell plans in Massachusetts. Minnesota and Wisconsin residents, contact us for details and a full needs analysis. 

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What additional benefits does Mutual of Omaha provide?

Mutual of Omaha’s offerings are designed to balance affordability and value. They don’t provide a rich menu of ancillary benefits over and above the standard Medigap plans themselves. As a result, they keep their premiums relatively affordable compared to some other Medicare supplement carriers with a wider array of extra benefits.

For example, Mutual of Omaha’s Medicare supplement plans don’t include dental discounts.

However, they do offer a few extras, including discounts on vision services via EyeMed. They also offer an optional fitness program, Mutually Well, for an additional premium of $25 per month.

Mutual of Omaha also offers a separate standalone Medicare Part D plan, as well as separate dental insurance plans. 

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Are there any discounts available with Mutual of Omaha?

Mutual of Omaha offers a discount of 7% to 12% for those Medicare Supple members who live with a spouse, domestic partner, or other individual age 60 or older. 

You can still qualify for the discount even if the other individuals don’t have Mutual of Omaha insurance. 

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What states does Mutual of Omaha sell Medigap plans in?

Mutual of Omaha sells Medicare Supplement plans in every state except Massachusetts. 

If you live in Minnesota or Wisconsin, the standard Medicare supplement plans are a little different than in the rest of the country. Contact us for the details, and for a fast, easy needs analysis and quote.

By Tom Lockwood – Updated Feb 20, 2023
Reviewed by Misty Berryman
Fact checked by Wiley Long

Mutual of Omaha Medicare Supplement Reviews

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Rated 4 out of 5
4 out of 5 stars (based on 4 reviews)
5 star50%
4 star25%
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2 star25%
1 star0%

Great customer service

Rated 5 out of 5
February 18, 2023

Best customer service I’ve had in any insurance company. It’s obvious Mutual of Omaha invests in a quality customer service experience. Hold times are always short, and every rep I’ve spoken with has been outstanding.

There are probably other companies that are cheaper. But when I have a problem, with Mutual of Omaha I know I can get to the bottom of it quickly.

I know all medicare supplement plans have to offer the same basic benefits, so good customer service is a good differentiator.

Richard A

Medigap doesn’t cover everything

Rated 2 out of 5
November 3, 2022

I bought my medigap plan over the internet. I thought I had a comprehensive plan (Plan G) but it turns out Mutual of Omaha Medigap doesn’t cover medicines at all or even emergency dental care. I didn’t know that I needed separate insurance for that. That’s what I get for trying to do everything myself. I went through an agent later and he told me I had a pretty good plan, but I needed to add a Part D plan and a dental plan if I wanted dental coverage.

So I bought both so lesson learned. Hopefully I’m better covered now.

Jon P

There when I needed them

Rated 5 out of 5
October 27, 2022

Mutual of Omaha’s Medicare Supplement plan was great. I suffered a head injury after I was attacked in my home and hit on my head with a hammer and had a long hospitalization. Fortunately, I had Medicare Supplement Plan G from Mutual of Omaha and they paid for everything. All I had to pay was my deductible of $233 dollars.

Joan M

Good value, with a couple of perks

Rated 4 out of 5
June 25, 2022

Mutual of Omaha’s got the same Medicare supplement benefits everybody else does. But their Plan G was cheaper by far than any other plan G in our area.

They also offer couple of nice extra add-ons: I get a discount on glasses and eye exams. And their Mutually Well program is just $25 per month, which is less than a regular fitness club membership around here.

Other medigap plans have a broader array of side bennies, but you’ll probably pay more for them. M of O was the best value for us.

Paul W