United Healthcare Medicare Supplement Plans 2026

I just switched from UHC’s Plan J to Plan G.

Doing so did not seem possible, since I got Plan J on my 65th birthday and I am now 83. And the Plan G premium for an 83 year old non-smoking man in in my Florida zip code is “listed” at $600+. But my Plan J premium was “only” $371.

I say “only” because, as you likely know, in reality Plan J premiums are in a Death Spiral all over the country; due the vary fact that all Plan J members are 80+ years old. For sure plan J premiums are going to rise exponentially.

Well I called AARP-United-Health anyway, just to talk.

To my surprise, they said I will most likely pass underwriting (since I am in quite good health) and that they can give me Issue Age Plan G for just $295.

Why?? Because, they tell me, of my “loyalty and long standing membership”.

Can you believe it?!

So yes now I pay the Part B deductible. But that is nothing compared to the savings in premiums and even more by the stability ]

I travel often and UHIC works everywhere. I never worry about being out of network. That security is a big plus.

UnitedHealthcare’s Medicare Supplement has made my healthcare experience stress-free. I’ve never had an issue with claims, and the doctors I use all accept it. Highly recommended for anyone looking for great coverage.

UnitedHealthcare offers excellent Medicare Supplement coverage, but I’ve had a couple of minor hiccups with claims processing. Otherwise, it’s been a great experience, and I’m satisfied with the service.

I’m so glad I chose UnitedHealthcare for my Medicare Supplement. The coverage has been comprehensive, and claims are handled efficiently. I feel secure knowing that my medical needs are covered without any hassle.

UnitedHealthcare’s Medicare Supplement has been amazing! The coverage is thorough, and I’ve never had to worry about unexpected bills. Their customer service team is friendly and always ready to help.

It has been a reliable option for managing my healthcare needs. The coverage is comprehensive, and I’ve been able to navigate the healthcare system with ease. However, there are areas where the plan could improve, such as offering more wellness benefits and streamlining the claims process.

It provided me with exceptional coverage for my medical needs. The range of services and benefits is impressive, and I’ve had few issues with claim processing. However, there have been a couple of minor hiccups with customer service response times and clarity of communication.

Overall, I’m quite satisfied. The coverage has been reliable, and I appreciate the peace of mind it brings. While the plan offers great value, there are areas where it could improve, such as expanding coverage options and enhancing the online user experience.

My experience with United Healthcare has been largely positive. The coverage provided has been invaluable, and I’ve been able to access quality care without significant out-of-pocket expenses. However, there have been occasional administrative issues, such as delays in receiving plan documents and confusion over coverage details. Despite these minor setbacks, I’m satisfied overall.

I couldn’t be happier with my decision to choose United Healthcare for my health share plan. The coverage provided is outstanding, ensuring that my medical needs are well taken care of. From routine check-ups to unexpected health issues, United Healthcare has been a reliable partner in my journey to stay healthy. The network of healthcare providers is extensive, making it easy to access quality care whenever I need it. The customer service has also been top-notch, addressing any inquiries or concerns promptly and efficiently.

We live in an area with a lot of medicare options. We’re budget sensitive when we signed up, and Transamerica was the best deal going by a wide margin. They’ve had premium increases over the year but they’ve been reasonable. We compare them against other plans every year but we’ve stuck with them so far.

United healthcare told me I have a free gym membership anywhere in the U.S. Which is handy because I travel out of state a lot. But then they cancelled the silver sneakers, and I can now only go to my hometown gym. That’s not acceptable because I got this plan specifically because I travel out of state a lot.

Other than that, I’ve been happy with my plan.

After over 4 hours of calling United Health Care to enroll in a plan, getting transferred 7 times throughout my various calls, being placed on hold for periods of up to 40 minutes, and talking to agents that communicated as if they were on drugs, not one of them had the capability to handle a simple call, to provide basic information, nor to enroll me.

Our United Health Care Medical supplement plan has been great for my husband and I since we both have degenerative vision issues. That means we need new glasses and new eye exams more frequently than other people. Our United Health Care plan includes 30 percent discounts on glasses.

Plus, our Plan G covers all our specialist visits to opthamologists. We’ve paid nothing out of pocket for years other than the deductible for Medicare Part B.

Customer service has been great, too. And the website is good for visually impaired but it could be better.

Oh, the mail order pharmacy from Optum is great for us because we don’t drive so we can’t just go to CVS to pick up our prescriptions. Highly recommend United Health Care for Medigap.

I’m a retired teacher. I was in my teachers’ retirement healthcare system. But premiums kept going up and I could no longer afford it.

I signed on with a United Medigap policy. Wow, what a difference. Doctors appointments, ER visits, hospitalizations, prescription drugs, and visiona dental coverage at a cost I could actually afford.

I had three strokes and a heart attack. Paid almost nothing out of pocket each time. Very happy with my Medigap plan from United Healthcare!

I was with a different carrier’s Medicare Advantage plan for years. But as I got older, I needed to see different doctors. The Medicare Advantage plan was ok, but the narrow network made it harder and harder for me to see a specialist convenient to my location when I needed to. Plus, it was an HMO. So premiums were low, but I needed to get a referral every time I needed to see a specialist.

That meant I had to make two appointments: One with my primary care doctor to get the referral, and then another separate appointment to see a specialist.

I got tired of that routine. I called Medigap Advisors and my personal benefits manager told me I should look at United Healthcare’s medicare supplement plans.

So far, it’s worked out great: I can see almost any doctor in town, and I don’t need a referral to see a specialist. I can just make the appointment and go. If the service is covered by Medicare, I know it’s covered under my Medicare supplement plan.

My agent also told me that since I was leaving a plan that had built-in prescription drug coverage I also needed to buy a Medicare Part D plan to work on top of my new Medicare supplement plan. I did that, and I also added dental and vision coverage with a separate policy.

I’m paying more in premiums. But I’m getting a much better health care experience thanks to being able to choose my own doctor and clinic, and not have to jump through hoops to get a referral.

My advice to other people just becoming eligible for Medicare is to look at more than just the monthly premium. Look at what will happen at claim time. Look at the technology the company has on its website. Look at your agent, because the right agent can make a big difference. And consider your overall health care experience with the plan.

United Healthcare was one of the few options we had to us here in Lowell, Massachusetts. MA is terrible at healthcare, and almost every other medicare supplement plan stays the heck away from Massachusetts. So regular people like me don’t have any real choices.

So far, United Healthcare’s been really good at paying claims for my family. Not so good at customer service. So not giving them five stars, but they’re closes!