Highmark BlueCross BlueShield

highmark-bcbs-cover

highmark-bcbs-logo(1)Available in multiple states, Highmark BlueCross BlueShield offers a wide selection of Affordable Care Act (ACA) plans both on and off the health insurance exchange.

Choose from ACA-qualified plans across Bronze, Silver, Gold and Platinum levels, as well as catastrophic coverage — all with the long-trusted coverage of health insurance leader, Blue Cross Blue Shield.

Q: What’s available in my area?

A: Highmark BlueCross BlueShield has different plan offerings depending on where you live. To see what’s available in your area, click here to enter your zip code and get an instant quote.

Highmark BCBS Comprehensive Care Plans

Highmark Comprehensive Care plans typically have higher premiums to afford you lower deductibles to make it easier to access frequent medical services with lower out-of-pocket costs.

Highmark BCBS Health Savings Account Plans

HSA-qualified health plans allow you to contribute pre-tax dollars to your health savings account to be used to pay for a wide variety of qualified health expenses, lower your taxable income and never lose the funds you build through to retirement. 

HSAs continue to grow in popularity for people who want more control over their health care spending, lower taxes and supplemental retirement resources.

Highmark BCBS Shared Cost Plans

BCBS Shared Cost plans provide coverage with low monthly premiums.  While you are responsible for 100% of your costs until your selected deductible is met, your coverage pays 100% after coinsurance and copayment maximums are met.

Major Events Blue PPO Catastrophic Plans

Catastrophic plans provide coverage for unexpected major medical events for young adults under 30, as well as those who qualify for an ACA-qualified hardship exemption.  Offering lower premiums than traditional plans, catastrophic coverage is a popular approach for young, healthy individuals who do not rely on frequent medical attention.

Blue HMO Care Guide Plan

Choose from a wide variety of network providers for lower out-of-pocket costs with this HMO Gold metal tier level plan.  Check to see if your preferred physician is a participant in this network.

We’re Here to Help!

Your Medigap Advisors Personal Benefits Manager can answer any question you have about Highmark BlueCross BlueShield. Just call (800) 913-3416. We can also help you determine if you qualify for a premium tax credit subsidy.  We make it easy to understand and simple to help you select the best coverage while saving the most money each year.