Aflac Medicare Supplement Coverage
American Family Life Assurance Company of Columbus (GA), popularly known as Aflac, offers affordable and comprehensive Medicare supplement insurance plans that can protect your finances and give you some peace of mind.
Also called “Medigap” insurance, Aflac’s supplement plans cover the services and out-of-pocket costs that Original Medicare doesn’t.
Aflac’s Plans and Advantages to Consider
Medigap fills in Medicare’s gaps in coverage such as various deductibles, co-insurance and co-pays. You must be enrolled in Medicare Parts A and B to be eligible to supplement Original Medicare with a Medigap plan.
Aflac offers Medigap Plans A, C, D, F, G and N in 27 states. Plan F remains the most comprehensive policy, while Plan A provides very basic benefits. Click here to compare all Medigap plan benefits.
Medigap plan advantages:
- Flexibility – Medigap plans are without network restrictions, which means that you can benefit from the services of any doctor who accepts Medicare.
- No referrals needed to see a specialist.
- Guaranteed renewable – Aflac cannot cancel your Medigap plan because of your health or age as long as you never fail to pay your premiums.
- You may switch Medigap plans anytime you need to adjust your coverage.
Things to Keep in Mind Regarding Premiums
Your Aflac Medigap plan premium will vary based on your age, gender, health (if you’re outside your open enrollment or guaranteed issue period), zip code, tobacco use, and specific coverage needs. Since Aflac uses the attained-age method when calculating your premiums, your rates will change as your age increases. For rate changes to your policy, Aflac will send a written notice at least 30 days before they change your rates.
Aflac also offers a 7 percent household discount if both you and your spouse purchase Medigap coverage with them. This can help significantly lower your premiums.
More About Aflac
Aflac, founded in Columbus, Georgia, in 1955, is one of the most well-known insurance companies in the world. In addition to its successful business in the U.S., Aflac also covers one in four Japanese households.
Aflac is committed to philanthropy; it has contributed more than $79 million to childhood cancer research and treatment through its partnership with Children’s Healthcare of Atlanta, and has also made significant contributions to Easter Seals, United Way and Habitat for Humanity.
Aflac has additionally partnered with the Clean Air Campaign in an attempt to decrease air pollution by encouraging alternative means of travel.
It should therefore come as little surprise that the company has been recognized for seven years running by Ethisphere magazine as one of the world’s most ethical companies. It’s also a company that’s been in business for more than 60 years and possesses an A+ (Superior) rating from A.M. Best.
What to Do Next?
To check the Medigap plan rates offered by Aflac and many other Medicare providers, request a quote on our Medigap Quotes page.
If you have questions about what an Aflac policy can do for you, please contact one of our helpful Personal Advisors at 866-323-1441. We’re here to answer all your questions and guide you to the best plan that fits your needs and budget.
Apply Today
You may follow the instructions on this page to apply today or simply call one of our helpful Advisors at 866-323-1441. They can walk you through the process and answer any questions you may have regarding this, or any other Medicare Supplement plan. We are happy to help.