bio Louis Spatafore

Hi, I’m Lou Spatafore

Direct Line: 877-676-1039

Schedule an Appointment with Lou

Greetings, and welcome to MediGap Advisors. My name is Lou Spatafore.

As your Personal Benefits Manager, I help people:

  • Navigate the overly-complicated world of Medicare
  • Pay less per month in premiums
  • Generate wealth with an MSA (Medical Savings Account)
  • Choose a Medigap or Medicare Advantage plan



I believe that when it comes to Medicare, the power should be in the hands of the consumer, as opposed to the hospitals and insurance companies. This means empowering my clients with the knowledge and tools they need to make the right decisions for their health, wealth, and happiness.  

As long as you have your plan, I’ll be your on-demand, no-cost expert for all things healthcare, backed by the power, knowledge, and reputation of the entire team at MediGap Advisors.

More About Me

I was only 26 when I took over my family’s retail furniture business. My father, a WWII vet with the U.S. Navy, built the company from the ground up. His success is what allowed me to become the first member of my family to graduate from college. Returning to the family business was my way of honoring my father’s determination, and his humility.

After 31 years, the time came to make some changes. I rebranded the store as an antique mall with over 80 vendors, and within short order, I received an offer for the company that I couldn’t turn down. It was the end of a multi-generational business journey, but I know that my father would have been proud.

After that, I knew that if I wanted to keep going, I would need to reinvent myself. I was approached by a friend about switching from retail to insurance, so I decided to give it a try. And I was hooked! It wasn’t long before I was running my own agency.

What I loved about the insurance biz, even from the beginning, was the opportunities it provided to interact with people. I get to spend time with real-life people and help them find a healthcare solution that can truly change their life. It gives me a level of satisfaction that you just can’t buy.


My wife Deloris and I enjoying gelato, Trevi Fountain in Rome, Italy

Donating dictionaries to a third grade class, Fairmont, WV

Why I Joined MediGap Advisors

There’s a lot to be said for running your own company. But as a Personal Benefits Manager with MediGap Advisors, I get to spend even more one-on-one time with my clients, which is the reason why I got into this business in the first place.

I also get to be a part of a real team of experts, who don’t hesitate to help each other out if it means finding a better deal for our clients. I have more resources than ever before to help my clients find the Medicare plan that’s right for them. Sometimes that means finding the lowest premium possible, and for others, it means choosing a plan with the right balance of coverage.

Helping people with Medicare is not unlike the retail business. When you come to me for help, I take the time to really listen to what you’re looking for. Then I’ll do everything in my power to get it for you. The only difference is that I’ll never pitch you on something you don’t need. My father never would have done that in the furniture store. You can bet that I won’t either.

Let’s Start a Conversation

If you need help with your Medicare strategy, give me a call. There’s never any obligation to buy; Just a real conversation, with a real expert that wants to help.

I look forward to meeting you!



Direct Line: 877-676-1039

Schedule an Appointment with Lou