Physicians Mutual
Medicare Supplement Insurance (Medigap) to Fill the Gaps in Your Medicare Coverage
Comparing Medigap Plans?
For well over 100 years, Physicians Mutual has been offering a range of insurance products, including Medicare Supplement plans. Commonly known as Medigap, these standalone policies pay for some out-of-pocket costs that Original Medicare leaves behind.
Physicians Mutual Medicare Supplement plans are available in all 50 states, with a headquarters in Omaha, Nebraska.
What is Medicare Supplement Insurance (Medigap)?
Medicare Supplement, or ‘Medigap’ plans, can eliminate the many out-of-pocket costs that are left behind by Original Medicare. For example, copayments, coinsurance, and deductibles for Medicare Parts A and B all need to be paid out of pocket.
Some Medigap plans can cover even more costs, like healthcare while traveling abroad.
How does Medigap Work?
You pay a small monthly premium for a Medigap plan. Then your plan will cover your medical costs that otherwise would come out of your pocket, like copays, coinsurance, and some deductibles.
Medigap plans are standardized across the United States (with some exceptions), and there are a number of options to choose from.
Why Choose Physicians Mutual for Medigap?
Physicians Mutual is different from other insurance companies in a number of ways:
- Exclusive Second-Chance Guarantee: Members have 2 years to switch to a different Medigap plan without having to answer any health questions.
- 10% Premium Discount: Members who live with their spouse or anyone age 60 or older can get 10% off their monthly premiums, right from the start.
- Innovative Plan G: Get lifetime savings on monthly premiums by paying more of the cost during the first three years … An exclusive offer not available with other companies
READ MORE: How Much Should I Spend on a Medicare Supplement Plan?
New to Medigap? Frequently Asked Questions [FAQ]
Q: Why do I Need a Medigap Plan?
A: Most Medicare beneficiaries choose to supplement their coverage with either a standalone Medigap plan or a privately operated Medicare Advantage plan. Medigap can pay for certain out-of-pocket costs that your ‘regular’ Medicare does not.
Q: Where Can I Find Physicians Mutual Medicare Supplement Reviews?
A: Physicians Mutual Medicare Supplement reviews with an A+ rating from the Better Business Bureau and A with AM Best.
Get a Free, One-On-One Medigap Consultation with a Real Expert
If you’re ready to sign up for Medicare Supplement, the first step is connecting with a Personal Benefits Manager. We’re a team of Medicare experts who are paid to connect you with the best plan for your needs, without charging you a thing.
Click here to schedule your consultation.
Remember: Medigap plans do not cover vision, dental, hearing, or long-term care. Coverage for these things can be purchased by adding another standalone policy, or by switching to a more comprehensive Medicare Advantage plan.