Blue Cross Blue Shield Medicare Supplement Plans 2025
Blue Cross Blue Shield offers some of the most competitive Medicare Supplement Insurance Plans!
Anthem Blue Cross Blue Shield (BCBS) is among the largest insurers in the country, covering about one in three people. BCBS is comprised of different companies that are each owned by local people. The Blue Cross Blue Shield network of local offices is over 80 years old, and has grown to offer Medicare supplement plans throughout the nation.
Blue Cross Blue Shield Medicare Supplement Insurance
One of the options you have as a Medicare beneficiary is to expand your Medicare benefits by adding a MediGap plan. Up to 10 types of MediGap insurance are available in several states. That lets you customize benefits to fit your situation.
Unlike other types of health insurance, MediGap plan coverage has been standardized to make it easy to compare coverage versus cost. MediGap plan benefits are identified by plan letters. For example, MediGap Plan A has the least amount of coverage and MediGap Plan F offers the most comprehensive benefits.
MediGap plans are accepted by providers who accept Medicare coverage, and MediGap automatically picks up the charges Medicare doesn’t cover, depending on which MediGap plan you choose.
Your state officials control which MediGap plans are available in your state, but you can see the benefits of all 10 forms of MediGap insurance by clicking here. And, our instant quotes will show you a selection of MedigGap plans for your state offered by leading insurance companies that have been prescreened for financial soundness. We rely on A.M. Best, an independent financial rating organization, and represent insurers with some of the highest ratings.
BCBS and Medicare Advantage Plans
You also have an alternative to traditional Medicare. BCBS is one of the insurance companies that contracts with Medicare to provide Part A and B benefits. These Medicare Advantage plans typically add extra benefits, such as help with eyeglasses, hearing aids and prescriptions.
Medicare Advantage plans operate differently than MediGap plans. Insurance companies offering Advantage plans contract with doctors, hospitals and other medical providers to charge predetermined rates for services provided to plan policyholders.
In an emergency, Advantage plan coverage works outside of that network of providers. In non-emergency situations, Advantage plan coverage is usually restricted to in-network providers. That makes it important to find an Advantage that has contracted with the physicians you use.
Unlike MediGap plans, Advantage plan benefits are not standardized. Our licensed agents will help you compare the coverage and cost of Medicare Advantage plans that are available where you live. While MediGap plans are available on a state-wide basis, Advantage plans tend to be available on a local or regional basis.
Just give us a call at 1-800-913-3416 (toll free) or click here to request a confidential telephone consultation. We’ll do the research, help you narrow down your choices to the most promising plans, and see which ones best match your individual needs. Of course, there’s no charge for our professional opinion and our consultations are confidential.
How to Apply for a Blue Cross Blue Shield Medicare Supplement Plan
MediGap Advisors is an licensed Anthem Blue Cross Blue Shield agency.
Blue Cross Blue Shield Medicare Frequently Asked Questions
Is Blue Cross Blue Shield available in my state?
Blue Cross Blue Shield Medicare supplement insurance is available in every state, the District of Columbia, and Puerto Rico. However, not every plan is available in every location.
What Medigap plans does Blue Cross sell?
Blue Cross/Blue Shield sells every standard Medicare supplement plan. However, plans C and F are no longer available to new enrollees. And not every Medigap plan is offered in every city.
Does Blue Cross sell a high-deductible Medigap plan?
Yes, Blue Cross/Blue Shield sells a high-deductible Plan G
What extra benefits are available with BCBS Medigap plans?
BCBS Medigap members can sign up for Silver Sneakers for an additional monthly premium.
Some Blue Cross Blue Shield plans offer hearing exams and a hearing aid allowance, and many also have an allowance for routine eye exams and glasses or contacts.
Do I need a referral to see a specialist with a Blue Cross Medigap plan?
No. You can use your BCBS Medigap benefits to see any specialist who takes Medicare patients, and you don’t need a referral from a primary care doctor.
How do I sign up for a Blue Cross/Blue Shield Medigap plan?
Click here, select your state from the drop-down menu, and schedule an appointment with one of our highly-experienced Personal Benefit Managers.
Reviewed by Whitney Kline
Fact checked by Wiley Long
Blue Cross Blue Shield Medicare Supplement Reviews
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Very reliable, minor hiccups
This plan covers most things I need, but I’ve had a couple of minor issues with billing. Still, it’s one of the best supplements I’ve had.
A reliable choice for my healthcare needs
The plan offers a good range of coverage, and I’ve found the network of healthcare providers to be extensive. The billing process is straightforward, and I have yet to encounter any significant issues. However, there could be some enhancements in terms of transparency regarding costs. It’s a solid choice, but more clarity on pricing details would make the experience even better.
Its okay to use
My experience with Blue Cross Blue Shield Medicare Supplement Plans 2024 has been Okay. The coverage options are comprehensive, and I’ve found the network of providers to be extensive. However, there have been a few instances where I encountered confusion regarding coverage for certain procedures. Improving clarity in this area would certainly enhance the overall experience.
Satisfied with the plan
As a senior citizen, I value the security and coverage that Blue Cross Blue Shield Medicare Supplement Plans provide. The plan has been instrumental in covering my medical expenses, and I appreciate the flexibility it offers in choosing healthcare providers. While I’m satisfied overall, a slightly more user-friendly online portal could enhance the experience.
Potential for broader affordability
Blue Cross Blue Shield Medicare Supplement Plans has been a reliable partner in managing my healthcare needs during my retirement years. The coverage is comprehensive, and I’ve experienced minimal issues with claim processing. The plan’s network of healthcare providers has made it convenient for me to access the care I need. However, a periodic review of the plan’s premiums could make it even more accessible to a broader demographic.