Medigap Advisors Blog
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At Medigap, we’re dedicated to helping residents find better healthcare solutions that lower costs and increase healthcare freedom. Explore our blog for expert insights, strategies, and alternatives that put you in control of your healthcare choices.
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AARP Medicare Supplement Plans: Is UnitedHealthcare the Right Fit for You?
Millions of seniors trust AARP Medicare supplement plans...
Medicare for Dummies: How to Get Enrolled in Medicare
If you’re looking up Medicare for dummies, something about...
Best High Deductible Plan G Medigap Plans: Aetna vs. UnitedHealthcare
If you’re in overall good health, you have some savings,...
MediGap Plans in Alabama – What Are Your Best Options?
Nearly 1 million people in Alabama are age 65 or older, and most of them are on Medicare. In this blog post, we will discuss the best MediGap plans available to seniors in Alabama. Medigap plans in Alabama Key Takeaways: Alabama offers ten standardized Medigap...
Medicare Flex Card: Your Guide to Everything Seniors Need to Know
The Medicare flex card is real. It just usually doesn’t line up with expectations when people base what they know on TV commercials. We talk to seniors every week who think Medicare mails these cards automatically or that everyone qualifies. Neither is true. A...
Missed your MediGap Open Enrollment Deadline? Here’s What to Do
The best time to enroll in a MediGap policy is during the six-month Open Enrollment Period, which begins the month you turn 65 and have Medicare Part B. Key Takeaways Missing your Open Enrollment window still leaves options open. You can apply for MediGap coverage...
Medicare Plan G Pros and Cons: Is Plan G Right for You?
Understanding Medicare Plan G pros and cons is the key to making sure you’re choosing the right supplemental plan for your needs. Selecting a plan that meaningfully improves your Medicare coverage requires careful evaluation of your options. That’s why we created this...
Medicare for Full-Time RV Travelers
For generations, Americans have been drawn to the allure of the open road. Key Takeaways Medicare Advantage is a poor fit for full-time RVers. Its managed care networks are often regional, making it difficult to find in-network providers when traveling, and maximum...
How to Pass MediGap Underwriting
MediGap, also known as Medicare Supplement Insurance, is designed to cover the gaps in Original Medicare (Part A and Part B), such as your copayments, coinsurance, and deductibles. Key Takeaways Enroll early — it is your best protection. Your six-month open enrollment...
Does Medicare Cover Non-Working Spouses?
The good news is, yes—Medicare does cover non-working...
IRMAA Brackets and Income Thresholds for 2026: What You Need to Know?
Did you know the IRMAA brackets and income thresholds for...
What to Do When Your Medicare Part D Plan Doesn’t Cover Your Medication
Navigating coverage for Part D prescription drugs can feel...
Latest Post
Open Enrollment for Medicare and What to Review First
Open enrollment for Medicare runs from October 15 to December 7, and what you do in those eight weeks sets your costs for the whole next year. Most people treat it as a chance to shop. It is better understood as a chance to review, because the plan you already hold is...
What are the Best Medicare Supplement Plans?
What is the best Medicare supplement insurance plan? A simple question that has a surprisingly personal answer. If you’re turning 65, already on Medicare, or helping a parent choose a plan, it can feel overwhelming. Medigap letters and plan charts can be hard to sort...
FSA vs HSA at 65: What Medicare Means for Your Accounts
The FSA vs HSA question changes completely the month you enroll in Medicare. Most people find that out after they've already made a costly mistake, so let me walk you through the order of operations first. The Short Version About an FSA vs HSA Two pre-tax health...
Treatment for Sciatica Physical Therapy: What Medicare Pays
Medicare pays for physical therapy. It does not pay all of it. That gap is the part worth understanding before you start a course of treatment, so let me walk you through the numbers. What Medicare Pays for Treatment for Sciatica Physical Therapy Part B handles...
Does Medi-Share 65+ Pay When Traveling Outside the U.S?
Bottom line up front: Yes, the Medi-Share 65+ healthsharing plan does help share medical expenses you may incur while traveling outside the United States. Some MediGap plans also help pay for medical care while traveling outside the U.S. But not all of them do. There...
Hip Pain After 65: When to See a Doctor and How Medicare Helps
Hip pain after 65 is one of the most common reasons older adults start limiting the activities they love. Maybe stairs have become a negotiation, or a full night of sleep now depends on which side you choose. I talk with Medicare beneficiaries every week who waited...
2027 IRMAA Brackets: Income Thresholds, Surcharges, and How to Appeal
Here is the odd thing about the IRMAA brackets 2027 will use: your income for that year is already set. Medicare looks back two years, so your 2027 premium comes from the 2025 tax return you filed in 2026. That timing catches people off guard, especially anyone who...
MediShare 65+ Health Sharing Program vs. MediGap Plan G
If you are on Original Medicare, you have two great ways to limit potentially devastating charges that Medicare won’t cover. Purchase a MediGap policy (of which Plan G is the most comprehensive and popular among new Medicare beneficiaries), or enroll in the MediShare...
Medicare vs. Medicaid: What’s the Difference?
Medicare and Medicaid are two completely separate government programs, and confusing the two is one of the most expensive mistakes a person can make in their healthcare planning. The Core Medicare and Medicaid Difference The Medicare and Medicaid difference comes down...
Is the Life Alert Cost Covered by Medicare? Here’s the Truth
If you’ve been wondering whether the Life Alert cost is covered by Medicare, you deserve a straight answer before you spend another minute worrying about the bill. The short answer is no, Original Medicare does not cover Life Alert or any other medical alert system....