Blue Cross Blue Shield Medicare Supplement Plans
Explore Blue Cross Blue Shield Medicare supplement plans and find the right coverage for your needs.
Blue Cross Blue Shield offers some of the most competitive Medicare Supplement & Advantage Plans! Anthem Blue Cross Blue Shield (BCBS) is among the largest insurers in the country, covering about one in three people.
Blue Cross Blue Shield is not one single company. Local people own each of the individual companies that make up BCBS. Blue Cross Blue Shield has built its network over more than 80 years. That growth has allowed it to offer Medicare Supplement and Advantage plans throughout the nation.
— Expand Your Benefits
Blue Cross Blue Shield Medicare Supplement Plans
As a Medicare senior, you have the option to expand your coverage by adding a Medicare Supplement plan. Up to 10 types of supplement plans are available in most states. That lets you customize benefits to fit your situation.
All Medicare Supplement plans follow the same standardized coverage. This means comparing coverage and cost from one plan to the next is straightforward. Each supplement plan uses a letter to identify the benefits it includes. For example, Plan A has the least amount of coverage and Plan F offers the most comprehensive benefits.
Any provider that accepts Medicare will also accept your Medicare Supplement plan. The supplement plan then steps in to cover the charges Medicare leaves behind, based on the plan you have chosen.
Your state controls which Medicare Supplement plans are available to you. You can view the benefits of all 10 plan types by clicking here. Our instant quotes will show you a selection of BCBS Medicare Supplement plans in your state.
— How it Works
Blue Cross Blue Shield Medicare Advantage Plans
You also have an alternative to traditional Medicare. BCBS is one of the insurance companies that contracts with Medicare to provide Part A and B benefits. These Medicare Advantage plans typically add extra benefits, such as help with eyeglasses, hearing aids and prescriptions.
Medicare Advantage plans operate differently than Supplement plans. Insurance companies offering Medicare Advantage plans contract with doctors, hospitals and other medical providers to charge predetermined rates for services provided to policy holders.
In an emergency, Advantage plan coverage works outside that network of providers. In a non-emergency, Advantage plans restrict coverage to in-network providers. That makes it important to find an Advantage that has contracted with the physicians you use.
Unlike Supplement plans, Advantage plan benefits are not standardized. Our licensed agents are here to help you compare Medicare Advantage plans in your area. They will walk you through the coverage and cost of every plan available where you live.
Supplemental insurance plans are available on a state-wide basis. While Advantage plans, on the other hand, tend to be available on a local or regional basis only.
— Next Steps
BCBS Medicare Supplement or BCBS Medicare Advantage? What to do next
Just give us a call at 1-800-913-3416 (toll free) or click here to request a confidential telephone consultation. Our team will do the research for you. We will narrow down your choices to the most promising plans and match them to your individual needs. Of course, there’s no charge for our professional opinion and our consultations are confidential.
MediGap Advisors is a licensed Anthem Blue Cross Blue Shield agency.
— Testimonials
We’ve been helping individuals find Medicare Supplement and Medicare Advantage plans since 2006.
Each customer gets the same amazing service.
“Having MediGap Advisors to help me work through my Medicare coverage options over the next year gives me great peace of mind.
I especially would like to thank Misty for her help the last several years. Her dedication and expertise deserve the highest praise.”
Robert N. (CO)
“Mike takes the time to address every concern with care and attention to detail. His reliability and expertise are why we continue to rely on him for all our Medicare needs.”
Janice B. (VA)
— Common Questions
Blue Cross Blue Shield Medicare Supplement FAQs
Are Blue Cross Blue Shield Medicare supplement plans available in my state?
BCBS Medicare supplement plans are available in every state, the District of Columbia, and Puerto Rico. However, not every Medigap plan is available in every location.
What Medicare Supplement plans are available through Blue Cross Blue Shield?
Blue Cross Blue Shield sells every standard Medicare supplement plan. However, plans C and F are no longer available to new enrollees. Not every BCBS Medicare Supplement plan is available in every city.
Does Blue Cross Blue Shield provide a high-deductible Medicare Supplement plan?
Yes, the
What extra benefits are available with BCBS MediGap plans?
BCBS MediGap plan members can sign up for Silver Sneakers for an additional monthly premium.
Some Blue Cross Blue Shield Medicare supplement plans offer hearing exams and a hearing aid allowance. Many also have an allowance for routine eye exams and glasses or contacts.
Do I need a referral to see a specialist with a BCBS Medicare supplement plan?
No. With a BCBS Medicare supplement plan, you can see any specialist who accepts Medicare patients. You do not need a referral from a primary care doctor.
What is the best way to get more information about Blue Cross Blue Shield MediGap plans?
To learn more about Blue Cross Blue Shield MediGap plans, schedule an appointment with one of our Personal Benefits Managers. They will walk you through the plans available in your area and help you find the right fit.
Blue Cross Blue Shield Medicare Supplement Reviews
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Blue Cross delivers
I couldn’t be happier with this Medicare Supplement. It covers all my medical expenses, and the claims process is a breeze.
Perfect plan for my needs
Blue Cross Blue Shield Medicare Supplement is top-notch. It has saved me so much stress, and every interaction with their team has been positive.
Excellent coverage and service!
Blue Cross Blue Shield has been outstanding. Every claim gets processed quickly, and I’ve never had any issues with coverage.
Very reliable, minor hiccups
This plan covers most things I need, but I’ve had a couple of minor issues with billing. Still, it’s one of the best supplements I’ve had.
A reliable choice for my healthcare needs
The plan offers a good range of coverage, and I’ve found the network of healthcare providers to be extensive. The billing process is straightforward, and I have yet to encounter any significant issues. However, there could be some enhancements in terms of transparency regarding costs. It’s a solid choice, but more clarity on pricing details would make the experience even better.
Its okay to use
My experience with Blue Cross Blue Shield Medicare Supplement Plans 2024 has been Okay. The coverage options are comprehensive, and I’ve found the network of providers to be extensive. However, there have been a few instances where I encountered confusion regarding coverage for certain procedures. Improving clarity in this area would certainly enhance the overall experience.
Satisfied with the plan
As a senior citizen, I value the security and coverage that Blue Cross Blue Shield Medicare Supplement Plans provide. The plan has been instrumental in covering my medical expenses, and I appreciate the flexibility it offers in choosing healthcare providers. While I’m satisfied overall, a slightly more user-friendly online portal could enhance the experience.
Potential for broader affordability
Blue Cross Blue Shield Medicare Supplement Plans has been a reliable partner in managing my healthcare needs during my retirement years. The coverage is comprehensive, and I’ve experienced minimal issues with claim processing. The plan’s network of healthcare providers has made it convenient for me to access the care I need. However, a periodic review of the plan’s premiums could make it even more accessible to a broader demographic.
Appreciate the benefits
I’ve been a member of Blue Cross Blue Shield Medicare Supplement Plans 2024 for some time now, and it has served me well. While I appreciate the benefits the plan offers, there have been a few instances where I felt that the premiums were on the higher side compared to similar plans. Despite this concern, I’m generally satisfied with the service provided.
It has been largely positive.
It has been largely positive. The coverage has been comprehensive, and I appreciate the ease of navigating through the plan details. The preventive care benefits are especially valuable to me. However, I believe there’s room for improvement in communication about plan updates and changes. Therefore, my 4-star rating is a testament to the plan’s strengths, with a suggestion for more proactive communication to keep customers well-informed.
Good insurance, needs help with customer service
Usually no problems. But when there IS a problem, the company is so big it’s hard to get the right person on the phone.
When I finally get the right person on the line, though, they’re very good, and any issues I’ve had are cleared up quickly.
Fight inflation: Lock in Medigap premiums for life
I was reading about inflation heating up and I wanted to tell people about my Blue Cross plan if you join when you are 65 they lock in your rate for life. So if inflation goes up your premium will never go up. The worse inflation gets the better deal Blue Cross Medigap is.. If you’re just turning 65 you should give it a look.
Had to use the foreign travel benefit. It works
I grew up in Paris, and I’m a frequent traveler to Europe to visit family and friends. I had a medical emergency when I was traveling to my original home in Paris, France. My Florida Blue Medicare supplement policy was there when I needed it. But. I only had to pay 80% of the bill at the hospital in France.
Plus, I love having the silver sneakers benefit, which comes with my Florida Blue membership. It helps keep me healthy and active.
7 years with no out of pocket costs
I am 72 years old and have had insurance my entire life. I got a supplemental Blue Cross policy when I was first eligible for Medicaid. In the last seven years of coverage, out of pocket expenses for care other than prescription drugs is zero. My biggest expense right now is medications. But those are partially covered under my SilverScript plan.
THey don't cover long term care 🙁
I thought medicare covered logn term care but they dont it’s only skilled nursing care after a hospital stay my husband will need long term care very confusing
Great Medicare Plan!
Blue Cross has deep roots where I live in Minnesota and it’s a very well respected company. So they were the natural choice for a Medicare policy when I retired and became eligible for Medicare.
There are cheaper plans out there, but Blue Cross/Blue Shield is still a good value.
Since my husband and I joined, we’ve had several claims, but no out of pocket costs for anything. Everything else is taken care of (we have Plan F). So they’ve lived up to their reputation as far as I’m concerned. 5 stars, would recommend.