By Wiley Long
President
MediGap Advisors

Welcome to MediGap Advisors
– Your Gateway to Medicare

Newsletter Issue #1

Hi, my name is Wiley Long, President of MediGap Advisors.

You’ve likely read about me on our website and received my emails. Because you’re approaching 65, you’ll soon qualify for Medicare and will have to make some important decisions regarding your health insurance.

There is a whole lot of confusion about Medicare and Medicare supplement plans, and a lot of people transitioning to Medicare make mistakes that cost them a lot of money. MediGap Advisors is here to make it easy. You’ll be assigned a seasoned Personal Benefits Manager who can assist you with finding a Medicare supplement or Medicare Advantage plan that will fit your medical needs and save you the most money.

Medicare Should Be Simple, Not So Confusing

At MediGap Advisors, we believe in taking the complexities of Medicare and breaking them down into easy steps, in order to make your choices clear and simple. We believe the entire process of getting insurance should be easy and hassle-free. Most of all, we believe in helping you keep more of your money in your pocket – where it belongs.

Over the next 12 months, you’ll receive our monthly publication, MediGap Advisors’ Guided Path to Medicare. My goal is to provide you with the information and tools necessary to make educated, informed decisions that I trust will affect the rest of your life in a positive way.

What You’ll Learn

In this series, you’ll learn everything you need to know to transition successfully from your current coverage to the most effective senior health care strategy for you. We’ll talk about the following topics:

  • What are the different parts of Medicare? We’ll educate you on the services that are covered by Medicare, and what things aren’t.
  • Several months from now you should receive your Medicare card, but we’ll talk about what steps you should take if it doesn’t arrive on schedule.
  • Open enrollment for a Medicare supplement plan begins the month you turn 65. This differs from the open enrollment period for Medicare Advantage plans, and we’ll tell you how.
  • There’s a very common mistake people make regarding their Medicare choices, and it often costs people thousands of dollars. We’ll show you how to avoid that costly error.
  • You’ll learn about the crucial deadlines that could determine whether you can EVER get a Medicare supplement plan.
  • When you’re covered by a senior health plan, there are two ways to get your prescription drugs covered. Learn how to get the majority of your costs covered – and how to avoid the “doughnut hole”.
  • Many employers offer coverage to employees who continue to work after they turn 65. Learn how Medicare works together with that employer-based coverage.
  • Medicare isn’t just for sick people! Learn about the wellness benefits associated with Medicare plans.

My main objective is to help you be an informed consumer, so you can make smart decisions about your money and your health care. In the next few months, you’ll be assigned your very own MediGap Advisors’ Personal Benefits Manager. Your consultant will reach out to you via email and will be your lifeline as you transition to Medicare.

Signing Up for a Plan

You’ll feel confident knowing your consultant has years of experience working with Medicare, Medicare supplement plans, and Medicare Advantage plans and will be able to provide you with a wealth of knowledge. Once you get closer to your 65th birthday, your Personal Benefits Manager will help you compare Medicare Advantage and supplement plans and help you select a plan that best fits your needs.

Even after you have signed up for a plan, your consultant will remain with you for as long as you have your plan. They will be able to help you with any insurance questions, premium issues or claims issues. Every year, they can also perform an Annual Comprehensive Policy Review to ensure you remain in the best plan for your needs, at the lowest net cost from year to year.

Everything You Need to Know About Medicare

You can find valuable Medicare information by visiting our MediGap Advisors’ blog, and you can also subscribe to our monthly MediGap Advisors Health and Wealth Newsletter to stay up to date on changes in Medicare and for additional money-saving tips.

Next month, I’ll provide you with important details regarding what Medicare does and doesn’t cover and how a Medicare supplement plan is vital to maintaining financial stability and preserving your nest egg.

Best regards,

Wiley P. Long III
President – MediGap Advisors