by Christine Corsini | Jan 15, 2025 | Health, Medicare Advantage Plans, Medicare Supplement Plans
Navigating coverage for Part D prescription drugs can feel overwhelming, especially when your plan denies a medication you need. Have you ever walked into a pharmacy to pick up a prescription, only to find out your Medicare Part D plan doesn’t cover it? Fortunately,...
by Mike Montes | Jan 13, 2025 | Medicare Part B, Medicare Part D, Prescription Drugs
Medicare provides basic health coverage, but it doesn’t cover everything. This is where Medicare Supplement Insurance (MediGap) comes into play. MediGap plans help cover the out-of-pocket costs that Original Medicare doesn’t, such as copayments,...
by Tom Lockwood | Jan 8, 2025 | Health, Medicare Advantage Plans, Medicare Supplement Plans
Medicare Part A and Part B provide coverage for home health services under specific conditions. These services aim to help beneficiaries recover from an illness or injury, manage a chronic health condition, or maintain independence at home. Here are the eligibility...
by Mike Montes | Jan 7, 2025 | Medicare, Medicare Advantage Plans, Medicare Supplement Plans
Let’s be honest: Original Medicare (Parts A & B) just don’t cut it when it comes to covering your health expenses in retirement. Medicare Supplement Plan Costs Without a Medicare Supplement Plan, you could end up paying thousands of dollars out-of-pocket every...
by Tom Lockwood | Jan 6, 2025 | Medicare medical savings account
The good news is, yes—Medicare does cover non-working spouses. But there are conditions and details you need to know to avoid unexpected costs. Whether you’re married, divorced, or widowed, it’s important to understand how your spouse’s work history will impact your...
by Leslie Alford | Dec 26, 2024 | Medicare medical savings account
A medical credit card can help cover healthcare costs, but understanding its risks and alternatives is key to making a smart choice. As the cost of living continues to increase, many seniors on Medicare are finding it difficult to manage their medical expenses. As a...
by Whitney Kline | Dec 19, 2024 | Medicare medical savings account
Health Savings Accounts (HSAs) provide significant tax benefits for savers planning for retirement and Medicare. However, like any financial tool, there are specific strategies and limitations to consider when using an HSA as you transition into Medicare. This article...
by Mike Montes | Dec 12, 2024 | Medicare medical savings account
The Centers for Medicare & Medicaid Services (CMS) recently downgraded the public “star ratings” of several UnitedHealthcare (UHC) Medicare Advantage plans. Were you a member of one of these UHC plans? Wondering what it means, and what, if anything, you need to do...
by Tom Lockwood | Dec 5, 2024 | Medicare medical savings account
If you’ve been researching Medicare Advantage plans, you’ve probably seen star ratings associated with each plan. But what do these stars mean, and how can they help you choose the best plan for you? This blog post will break it down, so you can understand the star...
by Christine Corsini | Nov 30, 2024 | Medicare medical savings account
Prescription drug insurance can save you money, but hidden traps and rising costs could derail your savings—here’s how to stay ahead. When someone is trying hard to get you to focus on their right hand, keep an eye on their left. This is true with con-men and...