Dental Plans for People Over Age 65

Dental Plans for People Over Age 65

Because Medicare does not cover normal dental care, most people either get their dental coverage through their Medicare Advantage plan (available on certain plans), or they get a stand-alone dental plan.

Ameritas Dental Insurance 

The most popular plan among our members is the Ameritas Dental plan.

This plan offers two dental exams and cleanings per year, and uses one of the largest dental networks in the nation.

Give us a call to talk to your Personal Benefits Manager about whether this would be right for you. Or, read about all the details and sign up online, here.

Ameritas Dental Insurance

CareDP Prepaid Dental Plan

With prices starting at just $6.95 per month (or $75.06 per year), the most popular prepaid dental plan we offer is the CareDP 500 Dental Plan. With over 64,000 dentists, the CareDP Dental Plan has the largest network in the country. You can click the link below to look up dentists in your area, and sign up for a plan.

The CareDP Dental Plan also includes a FREE Vision Program through EyeMed, which offers savings on eyeglass frames and lenses. With over 40,000 participating locations, EyeMed vision care also gives you additional savings on contact lenses, eye exams, and even LASIK surgery. For only $1.00 per month (or $10.80 per year), you may add a MedImpact Prescription card, offering an average savings of up to 60% on generic prescription drugs, and up to 25% on brand name drugs.

How Does CareDP 500 Plan
Compare With Other Dental Plans?

Sample Procedure Typical Fee Estimate with Aetna Dental Access You Pay with Careington POS Plan You Pay with Careington Care 500 Plan
Oral Exam $54 $23 $25 $15
Full Mouth X-Ray $140 $60 $73 $43
Cleaning $97 $44 $50 $31
(amalgam, 1 surface)
$156 $80 $65 $43
Porcelain Crown
(ADA Code 2752)
$1135 $613 $585 $483
Root Canal
(ADA Code 3310)
$799 $391 $377 $294
Complete Upper or Lower Denture $1850 $732 $814 $643
Simple Extraction
(ADA Code 7140)
$188 $65 $83 $55
1. Based on 80th percentile of the 2013 National Dental Advisory Service Comprehensive Fee Report.
2. Discounts shown are for General Dentists. Fees are estimated for this area; for actual fees, consult your Aetna Dental Access network provider. Not available in the state of Washington.
3. Discounts shown are for General Dentists. Fees are actual contracted fees charged by Careington providers in this area.

Discounted Schedules are for General Dentists. The schedules outlined above were randomly selected, but from a comparative standpoint will be similar in other areas. We believe that giving all the information is best for our clients. Therefore, unlike most companies, we have the full schedules outlined and available on the Internet. Please click the link below to see the full schedule in your area.


This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at this website. Upon request, the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Montana and Vermont. *Medicare statement applies to MD residents when pharmacy discounts are part of the program.

If your dental provider does not participate in the CareDP plan, MediGap Advisors has negotiated a special 10% discount plus 3 months free, for any of the 30 discount dental plans available through These discount dental plans can save you 10% to 60% on most dental procedures, including checkups, cleanings, braces, and even cosmetic dentistry on select plans. The combined networks of all the plans they offer have over 100,000 participating providers, making it easy to find a dentist in your area. Select plans also offer discounts on dental specialties.

  • Save 10% to 60% on most dental procedures
  • Choose from more than 30 discount dental plans
  • Choose from 100,000+ participating providers in combined networks
  • Join today and receive 3 additional months FREE!
  • Discounts on dental specialties available on select plans

Click here to find a plan in your area, including plans from Aetna, Uni-Care, and many other companies. You may also call directly at (800) 219-7473 to learn more. By using coupon code “HSA” to join now, you will save an extra 10% on the plan of your choice, plus 3 additional months free!

IMPORTANT: Make sure to mention coupon code “HSA” or click this link to receive your discount when enrolling.